If you have epilepsy, you might be concerned that you won’t be able to apply for life insurance or that if you do, the coverage will be exorbitant. Perhaps you’ve put off looking for life insurance for someone with epilepsy entirely since sifting through all of the information is intimidating and unpleasant.
However, it’s important to keep in mind that epilepsy is far from a rare disorder. According to the National Institute of Health, around 3 million Americans have been diagnosed with epilepsy, which equates to one in every 26 persons. Given that epilepsy is the fourth most common neurological ailment, it should come as no surprise that many people with this condition seek for and obtain life insurance on a daily basis.
If you have Epilepsy or have had seizures, you can still acquire final expense insurance. Final expenses insurance is accessible to practically everyone, regardless of age or health status. Life insurance for someone with epilepsy is actually not as hard to get as one may think.
Final expense insurance is designed to accommodate seniors that have pre-existing health conditions, with fixed incomes who simply cannot get regular life insurance.
With face amounts from $1,000 all the way up to $50,000, final expense life insurance is a great alternative and is a great take on life insurance for someone with epilepsy.
As you may know, underwriting on insurance applications is very black and white. They’ll ask you a question, expecting a yes or no response, prompting the next applicable steps in the process without any room to explain yourself – Seizures are, unfortunately, no different. Although you can expect to see seizure-related questions on the questionnaire, it’s not the end of the world. Most of the time, seizures do not disqualify you from coverage and may not even adjust your rate, depending on the condition associated with the seizures as well as the severity of such. Keep in mind, that some insurers may not directly ask you about your condition, but rather, may inquire about the medications you’re taking.
If you’ve already done some research, you’ve probably found it difficult to find a plan that has no waiting periods. Good News, we can help.
Working with our recommended carriers will not only give you the most affordable final expense life insurance plan available, you’ll have day 1 coverage with no waiting period or medical exam required.
Pre-existing conditions can make it seem impossible to find life insurance for someone with epilepsy.
We are here to say, you still have hope. A final expense life insurance is the absolute best option for you if you have a pre-existing condition.
Call us today at 1 866-311-4338 and let our licensed agent bring you and your family, peace of mind.