TERMS OF USE

Last Updated: [Insert Date]

Welcome to the Final Expense Benefits LLC (“Company,” “we,” “us,” or “our”) website. These Terms of Use (“Terms”) govern your use of our website located at finalexpensebenefits.org, and any other website of ours that links to these Terms (collectively, the “Site”), and our services (collectively, “Services”). By accessing or using our Site or Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Site or Services.

1. Acceptance of Terms

By accessing or using the Site or Services, you confirm that you have read, understood, and agree to be bound by these Terms, including any future modifications. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site or Services after any such changes constitutes your acceptance of the new Terms.

2. Use of the Site and Services

Eligibility

You must be at least 18 years old to use the Site and Services. By using the Site and Services, you represent and warrant that you meet this age requirement.

Account Registration

To access certain features of the Site and Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

Prohibited Conduct

You agree not to:

• Use the Site or Services for any unlawful purpose or in violation of any local, state, national, or international law.
• Interfere with or disrupt the Site or Services or servers or networks connected to the Site or Services.
• Use any data mining, robots, or similar data gathering or extraction methods in connection with the Site or Services.
• Attempt to gain unauthorized access to any portion of the Site or Services or any other accounts, computer systems, or networks connected to the Site or Services.

3. Intellectual Property

Ownership

All content on the Site and Services, including text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, is the property of the Company or its content suppliers and is protected by United States and international copyright laws.

License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site and Services for your personal, non-commercial use. Any use of the Site or Services not expressly permitted by these Terms is prohibited.

4. Privacy

Your use of the Site and Services is also governed by our Privacy Notice, which describes how we collect, use, and share your information. By using the Site and Services, you agree to the terms of our Privacy Notice.

5. Disclaimers and Limitation of Liability

Disclaimers

The Site and Services are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. We do not warrant that the Site or Services will be uninterrupted or error-free.

Limitation of Liability

To the fullest extent permitted by law, the Company, its affiliates, and their respective directors, officers, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the Site or Services.
• Any unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of transmission to or from the Site or Services.

6. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, and their respective directors, officers, employees, or agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Site or Services, or your violation of these Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within Maryland for the purpose of litigating any disputes arising out of or relating to your use of the Site or Services.

8. Changes to These Terms

We may revise these Terms from time to time by posting the updated Terms on the Site. Your continued use of the Site or Services after the posting of any changes constitutes your acceptance of such changes.

9. Contact Us

If you have any questions about these Terms, please contact us at support@finalexpensebenefits.org.