Costs for funerals vary by state, the type of funeral, and more. Thankfully, burial insurance is a reliable way for seniors to cover these expenses ahead of time. However, because of varying state regulations, policy features, rider options, and premium rates may also vary by state.
Final Expense Benefits has you covered on burial insurance and funeral costs in each U.S. state. To learn more about your options, call us at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET, or check our free online quoting tool.
Funeral & Burial Insurance Costs in the U.S.
The national average cost for a traditional funeral with a viewing and a burial is $8,593, per Funeralocity, though costs vary by your selected type of memorial. Here are each of the main funeral types and their national average costs:
- Traditional funeral & burial: $8,593 + $2,636 burial plot cost
- Cremation with traditional funeral service: $6,251
- Direct burial (burial with no funeral service): $5,138
- Direct cremation (cremation with no funeral service): $2,202
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more. Check our funeral cost calculator for more information.
Here is an overview of funeral, cremation, direct burial services, and burial insurance costs in all 50 states, divided by region:
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Midwest
Illinois
Average funeral costs in Illinois:
- Traditional funeral & burial: $9,184
- Cremation with traditional funeral service: $6,721
- Direct burial (burial with no funeral service): $5,312
- Direct cremation (cremation with no funeral service): $2,564
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Illinois:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Illinois, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Indiana
Average funeral costs in Indiana:
- Traditional funeral & burial: $8,705
- Cremation with traditional funeral service: $6,385
- Direct burial (burial with no funeral service): $5,211
- Direct cremation (cremation with no funeral service): $2,295
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Indiana:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Indiana, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Iowa
Average funeral costs in Iowa:
- Traditional funeral & burial: $9,382
- Cremation with traditional funeral service: $7,244
- Direct burial (burial with no funeral service): $5,813
- Direct cremation (cremation with no funeral service): $2,991
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Iowa:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Iowa, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Kansas
Average funeral costs in Kansas:
- Traditional funeral & burial: $8,640
- Cremation with traditional funeral service: $6,452
- Direct burial (burial with no funeral service): $5,374
- Direct cremation (cremation with no funeral service): $2,553
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Kansas:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Kansas, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Michigan
Average funeral costs in Michigan:
- Traditional funeral & burial: $8,950
- Cremation with traditional funeral service: $6,548
- Direct burial (burial with no funeral service): $5,004
- Direct cremation (cremation with no funeral service): $2,164
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Michigan:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Michigan, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Missouri
Average funeral costs in Missouri:
- Traditional funeral & burial: $7,984
- Cremation with traditional funeral service: $5,837
- Direct burial (burial with no funeral service): $5,005
- Direct cremation (cremation with no funeral service): $1,994
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Missouri:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Missouri, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Minnesota
Average funeral costs in Minnesota:
- Traditional funeral & burial: $9,697
- Cremation with traditional funeral service: $7,517
- Direct burial (burial with no funeral service): $5,900
- Direct cremation (cremation with no funeral service): $2,955
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Minnesota:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Minnesota, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Nebraska
Average funeral costs in Nebraska:
- Traditional funeral & burial: $8,620
- Cremation with traditional funeral service: $6,530
- Direct burial (burial with no funeral service): $5,467
- Direct cremation (cremation with no funeral service): $2,958
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Nebraska:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Nebraska, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
North Dakota
Average funeral costs in North Dakota:
- Traditional funeral & burial: $8,868
- Cremation with traditional funeral service: $6,791
- Direct burial (burial with no funeral service): $5,458
- Direct cremation (cremation with no funeral service): $3,183
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in North Dakota:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in North Dakota, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Ohio
Average funeral costs in Ohio:
- Traditional funeral & burial: $8,016
- Cremation with traditional funeral service: $5,664
- Direct burial (burial with no funeral service): $4,950
- Direct cremation (cremation with no funeral service): $2,057
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Ohio:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Ohio, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
South Dakota
Average funeral costs in South Dakota:
- Traditional funeral & burial: $8,614
- Cremation with traditional funeral service: $6,689
- Direct burial (burial with no funeral service): $5,164
- Direct cremation (cremation with no funeral service): $2,826
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in South Dakota:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in South Dakota, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Wisconsin
Average funeral costs in Wisconsin:
- Traditional funeral & burial: $9,004
- Cremation with traditional funeral service: $6,734
- Direct burial (burial with no funeral service): $5,579
- Direct cremation (cremation with no funeral service): $2,908
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Wisconsin:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Wisconsin, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Call Final Expense Benefits at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET, to learn more about your options for burial insurance in the Midwest. To see how much coverage you need and how much it could cost, check our free online funeral cost calculator and personalized quoting tool.
Northeast
Connecticut
Average funeral costs in Connecticut:
- Traditional funeral & burial: $9,609
- Cremation with traditional funeral service: $7,156
- Direct burial (burial with no funeral service): $6,139
- Direct cremation (cremation with no funeral service): $3,102
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Connecticut:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Connecticut from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Delaware
Average funeral costs in Delaware:
- Traditional funeral & burial: $9,166
- Cremation with traditional funeral service: $6,833
- Direct burial (burial with no funeral service): $5,633
- Direct cremation (cremation with no funeral service): $2,634
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Delaware:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Delaware from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
District of Columbia (Washington, D.C.)
Average funeral costs in Washington, D.C.:
- Traditional funeral & burial: $9,028
- Cremation with traditional funeral service: $6,462
- Direct burial (burial with no funeral service): $5,469
- Direct cremation (cremation with no funeral service): $2,206
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Washington, D.C.:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Washington, D.C., from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Maine
Average funeral costs in Maine:
- Traditional funeral & burial: $8,594
- Cremation with traditional funeral service: $6,265
- Direct burial (burial with no funeral service): $5,452
- Direct cremation (cremation with no funeral service): $2,372
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Maine:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Maine, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Maryland
Average funeral costs in Maryland:
- Traditional funeral & burial: $9,188
- Cremation with traditional funeral service: $6,866
- Direct burial (burial with no funeral service): $5,694
- Direct cremation (cremation with no funeral service): $2,419
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Maryland:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Maryland, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Massachusetts
Average funeral costs in Massachusetts:
- Traditional funeral & burial: $9,545
- Cremation with traditional funeral service: $7,109
- Direct burial (burial with no funeral service): $5,535
- Direct cremation (cremation with no funeral service): $2,720
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Massachusetts:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Massachusetts, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
New Hampshire
Average funeral costs in New Hampshire:
- Traditional funeral & burial: $8,793
- Cremation with traditional funeral service: $6,409
- Direct burial (burial with no funeral service): $5,339
- Direct cremation (cremation with no funeral service): $2,190
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in New Hampshire:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $41 / month
- $40,000 burial insurance: $154 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in New Hampshire, from top Final Expense Benefits partners Aetna Accendo, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
New Jersey
Average funeral costs in New Jersey:
- Traditional funeral & burial: $9,338
- Cremation with traditional funeral service: $6,858
- Direct burial (burial with no funeral service): $5,403
- Direct cremation (cremation with no funeral service): $2,511
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in New Jersey:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in New Jersey, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
New York
Average funeral costs in New York:
- Traditional funeral & burial: $8,837
- Cremation with traditional funeral service: $6,290
- Direct burial (burial with no funeral service): $5,005
- Direct cremation (cremation with no funeral service): $2,396
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Laws and regulations in New York limit access to burial insurance. Learn more about your options here.
Pennsylvania
Average funeral costs in Pennsylvania:
- Traditional funeral & burial: $8,817
- Cremation with traditional funeral service: $6,537
- Direct burial (burial with no funeral service): $5,287
- Direct cremation (cremation with no funeral service): $2,460
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Pennsylvania:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Pennsylvania, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Rhode Island
Average funeral costs in Rhode Island:
- Traditional funeral & burial: $9,213
- Cremation with traditional funeral service: $6,765
- Direct burial (burial with no funeral service): $5,243
- Direct cremation (cremation with no funeral service): $2,619
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Rhode Island:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Rhode Island, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Vermont
Average funeral costs in Vermont:
- Traditional funeral & burial: $8,213
- Cremation with traditional funeral service: $5,918
- Direct burial (burial with no funeral service): $5,035
- Direct cremation (cremation with no funeral service): $2,297
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Vermont:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $41 / month
- $40,000 burial insurance: $154 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Vermont, from top Final Expense Benefits partners Aetna Accendo, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
To learn more about your options for burial insurance in the Northeast U.S.A., call us at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET. To see how much coverage you need and how much it could cost, check our free online funeral cost calculator and personalized quoting tool.
Southeast
Alabama
Average funeral costs in Alabama:
- Traditional funeral & burial: $8,428
- Cremation with traditional funeral service: $6,137
- Direct burial (burial with no funeral service): $5,041
- Direct cremation (cremation with no funeral service): $2,032
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Alabama:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Alabama from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Arkansas
Average funeral costs in Arkansas:
- Traditional funeral & burial: $7,668
- Cremation with traditional funeral service: $5,489
- Direct burial (burial with no funeral service): $4,466
- Direct cremation (cremation with no funeral service): $1,679
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Arkansas:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Arkansas from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Florida
Average funeral costs in Florida:
- Traditional funeral & burial: $8,399
- Cremation with traditional funeral service: $5,971
- Direct burial (burial with no funeral service): $5,231
- Direct cremation (cremation with no funeral service): $1,709
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Florida:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Florida, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Georgia
Average funeral costs in Georgia:
- Traditional funeral & burial: $8,552
- Cremation with traditional funeral service: $6,340
- Direct burial (burial with no funeral service): $5,138
- Direct cremation (cremation with no funeral service): $1,941
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Georgia:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Georgia, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Kentucky
Average funeral costs in Kentucky:
- Traditional funeral & burial: $8,393
- Cremation with traditional funeral service: $6,114
- Direct burial (burial with no funeral service): $4,823
- Direct cremation (cremation with no funeral service): $2,031
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Kentucky:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Kentucky, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Louisiana
Average funeral costs in Louisiana:
- Traditional funeral & burial: $8,652
- Cremation with traditional funeral service: $6,378
- Direct burial (burial with no funeral service): $5,201
- Direct cremation (cremation with no funeral service): $2,312
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Louisiana:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Louisiana, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Mississippi
Average funeral costs in Mississippi:
- Traditional funeral & burial: $7,984
- Cremation with traditional funeral service: $5,837
- Direct burial (burial with no funeral service): $5,005
- Direct cremation (cremation with no funeral service): $1,994
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Mississippi:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Mississippi, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
North Carolina
Average funeral costs in North Carolina:
- Traditional funeral & burial: $8,136
- Cremation with traditional funeral service: $5,888
- Direct burial (burial with no funeral service): $4,840
- Direct cremation (cremation with no funeral service): $1,933
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in North Carolina:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in North Carolina, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
South Carolina
Average funeral costs in South Carolina:
- Traditional funeral & burial: $8,270
- Cremation with traditional funeral service: $6,017
- Direct burial (burial with no funeral service): $4,926
- Direct cremation (cremation with no funeral service): $1,911
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in South Carolina:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in South Carolina, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Tennessee
Average funeral costs in Tennessee:
- Traditional funeral & burial: $8,159
- Cremation with traditional funeral service: $5,923
- Direct burial (burial with no funeral service): $4,774
- Direct cremation (cremation with no funeral service): $1,933
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Tennessee:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Tennessee, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Virginia
Average funeral costs in Virginia:
- Traditional funeral & burial: $8,321
- Cremation with traditional funeral service: $6,128
- Direct burial (burial with no funeral service): $5,176
- Direct cremation (cremation with no funeral service): $2,515
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Virginia:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Virginia, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
West Virginia
Average funeral costs in West Virginia:
- Traditional funeral & burial: $8,074
- Cremation with traditional funeral service: $5,878
- Direct burial (burial with no funeral service): $4,902
- Direct cremation (cremation with no funeral service): $2,289
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in West Virginia:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in West Virginia, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Final Expense Benefits has you covered with everything you need to know about burial insurance in the southeast U.S.. To learn more, call us at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET. To see how much coverage you need and how much it could cost, check our free online funeral cost calculator and personalized quoting tool.
Southwest
Arizona
Average funeral costs in Arizona:
- Traditional funeral & burial: $7,784
- Cremation with traditional funeral service: $5,372
- Direct burial (burial with no funeral service): $4,480
- Direct cremation (cremation with no funeral service): $1,490
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Arizona:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Arizona from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
New Mexico
Average funeral costs in New Mexico:
- Traditional funeral & burial: $7,829
- Cremation with traditional funeral service: $5,588
- Direct burial (burial with no funeral service): $4,757
- Direct cremation (cremation with no funeral service): $1,935
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in New Mexico:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in New Mexico, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Oklahoma
Average funeral costs in Oklahoma:
- Traditional funeral & burial: $7,966
- Cremation with traditional funeral service: $5,692
- Direct burial (burial with no funeral service): $4,902
- Direct cremation (cremation with no funeral service): $2,159
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Oklahoma:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Oklahoma, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Texas
Average funeral costs in Texas:
- Traditional funeral & burial: $8,791
- Cremation with traditional funeral service: $6,462
- Direct burial (burial with no funeral service): $5,262
- Direct cremation (cremation with no funeral service): $2,135
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Texas:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Texas, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
To learn more about your best options for burial insurance in the Southwest, call Final Expense Benefits at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET.
West
Alaska
Average funeral costs in Alaska:
- Traditional funeral & burial: $8,272
- Cremation with traditional funeral service: $6,336
- Direct burial (burial with no funeral service): $4,327
- Direct cremation (cremation with no funeral service): $1.972
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Alaska:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Alaska from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
California
Average funeral costs in California:
- Traditional funeral & burial: $8,028
- Cremation with traditional funeral service: $5,525
- Direct burial (burial with no funeral service): $4,703
- Direct cremation (cremation with no funeral service): $1.641
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in California:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in California from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Colorado
Average funeral costs in Colorado:
- Traditional funeral & burial: $8,143
- Cremation with traditional funeral service: $5,825
- Direct burial (burial with no funeral service): $4,851
- Direct cremation (cremation with no funeral service): $1.723
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Colorado:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Colorado from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Hawaii
Average funeral costs in Hawaii:
- Traditional funeral & burial: $9,467
- Cremation with traditional funeral service: $7,372
- Direct burial (burial with no funeral service): $4,723
- Direct cremation (cremation with no funeral service): $1,688
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Hawaii:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Hawaii, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Idaho
Average funeral costs in Idaho:
- Traditional funeral & burial: $7,745
- Cremation with traditional funeral service: $5,437
- Direct burial (burial with no funeral service): $4,625
- Direct cremation (cremation with no funeral service): $1,706
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Idaho:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Idaho, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Montana
Average funeral costs in Montana:
- Traditional funeral & burial: $7,742
- Cremation with traditional funeral service: $5,697
- Direct burial (burial with no funeral service): $5,092
- Direct cremation (cremation with no funeral service): $2,476
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Montana:
- $5,000 burial insurance: $23 / month
- $10,000 burial insurance: $44 / month
- $40,000 burial insurance: $165 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Montana, from top Final Expense Benefits partners Aetna Accendo, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Nevada
Average funeral costs in Nevada:
- Traditional funeral & burial: $8,538
- Cremation with traditional funeral service: $6,095
- Direct burial (burial with no funeral service): $4,982
- Direct cremation (cremation with no funeral service): $1,467
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Nevada:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Nevada, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Oregon
Average funeral costs in Oregon:
- Traditional funeral & burial: $7,551
- Cremation with traditional funeral service: $5,163
- Direct burial (burial with no funeral service): $4,482
- Direct cremation (cremation with no funeral service): $1,328
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Oregon:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Oregon, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Utah
Average funeral costs in Utah:
- Traditional funeral & burial: $8,028
- Cremation with traditional funeral service: $5,803
- Direct burial (burial with no funeral service): $4,655
- Direct cremation (cremation with no funeral service): $1,627
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Utah:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Utah, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Washington
Average funeral costs in Washington:
- Traditional funeral & burial: $7,659
- Cremation with traditional funeral service: $5,306
- Direct burial (burial with no funeral service): $4,594
- Direct cremation (cremation with no funeral service): $1,522
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Washington:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Washington, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
Wyoming
Average funeral costs in Wyoming:
- Traditional funeral & burial: $8,070
- Cremation with traditional funeral service: $6,043
- Direct burial (burial with no funeral service): $5,082
- Direct cremation (cremation with no funeral service): $2,550
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more.
Average costs for burial insurance in Wyoming:
- $5,000 burial insurance: $22 / month
- $10,000 burial insurance: $40 / month
- $40,000 burial insurance: $150 / month
These figures are estimates only, calculated using average rates for $5,000 to $40,000 policies in Wyoming, from top Final Expense Benefits partners American Amicable, Americo, and Mutual of Omaha, using median-age 60-year old non-smoking applicants with no pre-existing health conditions.
To learn more about your best options for burial insurance in the western United States, call Final Expense Benefits at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET. Check our free online funeral cost calculator and personalized quoting tool to see how much coverage you need and how much it’ll cost.