The home of Blues music in the U.S., seniors in Mississippi won’t have the Blues when shopping for burial insurance. Offering coverage for funerals and more, burial insurance is a great way for Magnolia State seniors to secure reliable, low-cost whole life insurance.
At an average of $7,984, funeral costs in Mississippi are some of the cheapest in the entire United States, well below the national average of $8,593. However, this is still a significant sum, one that’s often required to be paid up-front. That’s where burial insurance can help not just Mississippi seniors, but those across the whole country.
And if you’re on the lookout for affordable, quality burial insurance, you’re in the right place. As a leading national burial insurance brokerage, Final Expense Benefits can help connect you to the right policy, no matter your budget or health needs.
Call us today at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET, to learn more about your best options for burial insurance in Mississippi. To see how much coverage you need and how much it could cost, check our free online funeral cost calculator and no-pressure quoting tool.
Key takeaways
- The average cost of a funeral in Mississippi is $7,984, a significant sum usually due up-front.
- Burial insurance is a great way for Mississippi seniors to cover these expenses and more.
- Simple laws for Mississippi burial insurance help protect senior consumers and promote a trustworthy market.
- As a partner with over 20 of the best senior burial insurance companies, Final Expense Benefits can connect you to burial insurance in Mississippi at any budget.
Average Cost of a Funeral in Mississippi
Though the average cost of a funeral in Mississippi of $7,984 is significantly below the national average, funeral costs are still high – and on the rise. However, expenses vary by your preferred funeral type and are often expected to be paid up-front.
According to Funeralocity, average Mississippi funeral costs range from:
- Traditional funeral & burial: $7,984 + $2,505 burial plot cost
- Cremation with traditional funeral service: $5,837
- Direct burial (burial with no funeral service): $5,005
- Direct cremation (cremation with no funeral service): $1,994
These prices are for basic services and may vary depending on your location, desired funeral amenities, and more. Check our funeral cost calculator for more information.
National funeral costs are on the rise, averaging $8,593, with no end in sight. With such high costs, savvy seniors who want to secure peace of mind at affordable rates are turning to burial insurance. Here’s more information about funerals in Mississippi and how burial insurance can help cover them:
1
Top Funeral Homes in Mississippi
Here are some of the most popular funeral homes in Mississippi. Contact them for more accurate Mississippi funeral cost estimates:
| Funeral Home | Location | Phone Number | Customer Rating |
|---|---|---|---|
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Ripley, MS |
5.0 / 5 |
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Cleveland, MS |
5.0 / 5 |
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Ripley, MS |
4.8 / 5 |
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Ellisville, MS |
4.8 / 5 |
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Ridgeland, MS |
4.8 / 5 |
2
Mississippi Funeral Cost Breakdown
Funeral expenses vary by the type of funeral, desired services, and more. The most expensive funerals are traditional memorials with burials, because they require pricey services like funeral home rentals, body preservation, grave markers, and officiants.
Here’s a breakdown of the average cost of a traditional funeral with a burial in Mississippi:
- Basic services
Funeral providers charge basic service fees that include funeral directors and permits. Average Mississippi funeral basic service fees cost around $2,051. - Transport
Transportation service fees for funeral homes involve moving the body from the morgue to the funeral home and delivering the casket to the selected cemetery in a hearse. Funeral transportation fees average about $798 in Mississippi. - Service preparation
Traditional funerals require extensive body preparation and preservation, including embalming, makeup, and clothing. These costs average about $944 in Mississippi. - Memorial service
Funeral memorial service fees cover costs for officiants, funeral home rentals and staff, decorations, flowers, and more. These costs average about $691 in Mississippi, but will increase if the funeral is a large gathering or requires catering. - Casket
Costs for caskets vary depending on construction, material, and quality, but average wooden caskets cost about $3,500. - Burial plot
Costs for burial plots in Mississippi average around $2,505, but they vary widely by plot type and location. Costs are typically higher in denser areas with higher property costs, such as in cities like Jackson or beachfront areas like Biloxi, than in open, rural regions.
Many funeral homes require memorial costs to be paid up-front. However, burial insurance offers plenty of coverage to take care of them and more. And if you’re interested in burial insurance in Mississippi, the Magnolia State’s life insurance laws help promote a trustworthy market.
Burial Insurance Laws in Mississippi
Here are Mississippi’s main burial insurance laws and requirements, and how they can help protect senior customers:
- Free look period
Mississippi state law requires life insurance companies to provide new policyholders a 10-day free look period after they receive the policy’s paper copy of the policy. They can use this time to review the policy and ensure they want to keep it. If the policyholder decides to return it, they are entitled to a full refund of any paid premiums or service charges.
- Grace period
Mississippi state law requires that insurers provide policyholders a 31-day grace period to pay any missed premiums before the policy lapses.
- Contestability period maximum
Most insurers have a period in which they can dispute a policy’s payout if the policyholder dies. Mississippi state law places restrictions on disputable causes of death, including suicide, and places a 2-year maximum on life insurance contestability.
- Mississippi Life and Health Insurance Guaranty Act
If a life insurance company is unable to pay benefits, Mississippi state law offers policyholders and their beneficiaries protection. They cover up to $300,000 of benefits if the insurer goes out of business or is otherwise unable to pay.
- FTC funeral rule
If you’re confused about any funeral service charges, remember that the national FTC funeral rule entitles you to a full itemized list of funeral charges. This Federal Trade Commission requirement is a great way for Mississippi seniors to ensure they aren’t being overcharged.
Mississippi’s burial insurance laws help protect seniors, their beneficiaries, and their life insurance payouts. To learn more about your rights and options for burial insurance in Mississippi, Final Expense Benefits is here to help. Call us today to learn more or start your application.
How Much is Burial Insurance in Mississippi?
Burial insurance is the best way for Mississippi seniors to secure peace of mind. With lifelong coverage, locked-in rates, and benefits that grow in cash value, burial insurance offers seniors a reliable way to ensure financial security for loved ones.
And with average benefit payouts that range from about $5,000 to $50,000, burial insurance provides plenty of coverage for funerals, cremations, burial plots, and other end-of-life expenses.
Plus, seniors with pre-existing health concerns can often qualify for reliable and affordable coverage because of burial insurance’s relaxed medical underwriting guidelines. Also called final expense insurance, burial insurance is designed with seniors in mind, and those with many managed medical conditions can qualify for immediate coverage.
Call Final Expense Benefits today, and we can help you find your Mississippi burial insurance policy, no matter your budget or health. Don’t wait: rates rise as applicants age, so apply early and secure your best rates.
Rates for $10,000 Burial Insurance in Mississippi
With low, locked-in rates, burial insurance is a great bargain for Mississippi seniors. Average rates range from about $30 to $150, so burial insurance is a reliable, affordable way for seniors to secure vital coverage.
Below are sample rates for a typical $10,000 burial insurance policy in Mississippi from Mutual of Omaha, one of our top partner burial insurance providers:
| Age | Monthly Rate (Male) | Monthly Rate (Female) |
|---|---|---|
|
50 |
$31 |
$24 |
|
55 |
$36 |
$28 |
|
60 |
$44 |
$33 |
|
65 |
$56 |
$41 |
|
70 |
$75 |
$53 |
|
75 |
$100 |
$72 |
|
80 |
$140 |
$98 |
These rates are calculated for a $10,000 burial insurance policy in Mississippi from Mutual of Omaha, using a non-smoking applicant with no pre-existing health conditions.
Final Expense Benefits is here to help you start your application or learn more about your options for burial insurance in Mississippi. To learn more, call us today, or check our free online quoting tool for a personalized pricing estimate.
How Final Expense Benefits Helps You Find Burial Insurance in Mississippi
Final Expense Benefits is proud to partner with over 20 of the top burial insurance companies, so that you know you’re getting the best rates and coverage. And as a leading burial insurance agency, we handle the hardest parts of life insurance for you.
We help you shop from any of our top-rated providers and can help you with the complicated application process – all from the comfort of your own home. Call Final Expense Benefits today at (866) 786-0725, and we can connect you to quality burial insurance in Mississippi. Here are some of our top providers:
What’s the Best Burial Insurance in Mississippi?
Mississippi seniors enjoy full access to all of Final Expense Benefits’ top-rated senior life insurance partners.
And we work with only the best burial insurance providers, so you know you’re getting great coverage that you can trust.
All our top partners offer quality rates and coverage, but here are some of our top picks for burial insurance in Mississippi:
- Aetna Accendo
Aetna Accendo burial insurance is a standout choice for seniors with pre-existing conditions, thanks to their relaxed medical underwriting. Plus, with backing and brand recognition from CVS Health, Aetna Accendo policies provide access to the broad catalog of Aetna Senior Products.
Best for: Seniors with health concerns seeking reliable coverage.
- Americo
Americo Senior Life Insurance is a great choice for seniors seeking great coverage on a low budget. Their policies are reliable and affordable, with a variety of life insurance riders that fit complex needs.
Best for: Seniors in good health seeking low-cost coverage. - Mutual of Omaha
Mutual of Omaha is one of the most popular burial insurance providers, offering low rates and reliable customer service.
Best for: Seniors seeking reliable coverage at low rates.
Final Thoughts
Mississippi seniors looking to secure peace of mind for themselves and loved ones by covering their end-of-life expenses ahead of time should try burial insurance. These affordable policies provide reliable and accessible coverage, regardless of health or budget concerns.
And if you’re looking for burial insurance in Mississippi, Final Expense Benefits is here to help. As a leading burial insurance agency, our mission is to connect seniors to great life insurance.
We partner with over 20 of the market’s top life insurance companies and are proud to help you find lasting peace of mind.
To learn more about your options for burial insurance in Mississippi, call Final Expense Benefits at (866) 786-0725 Monday through Friday, 9 a.m. to 5 p.m. ET. And to check how much coverage you need or how much it may cost, try our free online funeral cost calculator and personalized quoting tool.
FAQ
How much does a funeral cost in Mississippi?
Costs vary by funeral type and desired services, but the average cost of a traditional funeral with a burial in Mississippi is $7,984, plus an average of $2,505 for a burial plot. Check our funeral cost calculator for personalized estimates.
How can I lower funeral costs in Mississippi?
Seniors in Mississippi who want to lower or cover their funeral costs can try government resources or explore non-traditional memorial services, such as:
- Social Security and military funeral reimbursements
- Direct burials & direct cremations
- Green burials
- Burial at sea
- Scientific body donation
These options could help reduce funeral costs, but burial insurance is the most reliable way to cover funeral costs in Mississippi.
Can you have a natural burial in Mississippi?
Also known as green burials, natural burials are permitted in Mississippi, though you should contact your local government and funeral service provider to find a suitable location. Costs for natural burials vary by type, location, and more.
What is burial insurance?
Burial insurance is a low-cost type of whole life insurance that offers seniors accessible and reliable coverage. Payouts range from about $5,000 to $50,000, plenty to cover funerals and other end-of-life expenses in Mississippi.
How much is burial insurance in Mississippi?
Rates for burial insurance in Mississippi vary by the applicant’s age and health status, payout value, and more. Average monthly rates for a typical $10,000 burial insurance policy in Mississippi range from $30 to $150 monthly for seniors ages 50 through 80. Check our free online quoting tool for a personalized pricing estimate.